Retirement Communities

  • What kind of retirement communities are there?

    There are three main types of retirement communities.

    Active adult communities are for those who are 55 and older and allow for independent living in single-family, town, or cluster homes, usually with a clubhouse with various amenties, which usually don’t include health services.

    Independent living communities are for active seniors who can still go about their daily routines and offer minimal services like security.

    Continuing care retirement communities are for those with foreseen health conditions who may need extra care as they grow older and have nursing care available.

  • How do retirement communities promote wellness?

    Retirement communities provide different amenities to keep seniors engaged, including fitness centers, exercise rooms, beauty salons, libraries, gardens, cafeterias, swimming pools, golf courses, and tennis courts.

  • What assistance will be provided?

    Even for those who can manage daily activities independently, assistance can still be provided with laundry services, housekeeping, moving furniture, carrying groceries, transportation, maintenance, and home repairs.

In choosing a retirement community for independent seniors, many are after being able to promote an active lifestyle. After all, active people are healthier and happier. If you are more concerned on maintaining an active lifestyle, some thought still needs to be given to whether your chosen community fits all the categories and answer all your questions in choosing a potential home for retirement.

What kind of a retirement community fits my profile/needs?

Active Adult communities are for those who are age 55 and older. These can be single-family homes, town homes, or cluster homes. The residents can live independently and they usually have a clubhouse with various amenities although health care services are not fully offered.

Independent Living Communities are for the active seniors that are still able to do their activities of daily living. These can be in homes or town houses, apartments, and condominiums. There are minimal services offered like security so it’s almost like living in a subdivision but with an age restriction.

Continuing Care Retirement Communities are for those who have foreseen health conditions that may need extra care as they grow older. There is nursing care available and a binding contract so the residents are aware of how much it costs if someone will take care of them for a period of time.

Does it promote wellness?

There are many benefits offered in any retirement community. Continuing Care Retirement Communities or CCRC provides different amenities that will keep seniors engaged. Some of these are the following:

  • Fitness Center/Exercise Rooms
  • Beauty Salon
  • Library
  • Garden
  • Cafeteria
  • Swimming pool
  • Golf Course
  • Tennis court

Residents of these communities are highly focused on promoting holistic wellness among their tenants that is why some of them also offer Yoga classes and are able to customize the diet/meal plan for their seniors.

Will I be provided help when I need it?

For those who may still be able to do household chores but sometimes feel the need of assistance on certain tasks, some of these services are also made available:

  • Laundry service
  • Housekeeping
  • Assistance in moving furniture
  • Assistance in carrying groceries
  • Transportation service
  • Maintenance and home repairs

Am I allowed to have a family visit?

One of the best things you can gain from living in a retirement community is meeting and becoming friends with your fellow seniors. They may play a vital role as your support group in times of need that they become a part of your family in an instant. But during those times when a family or a close relative pays a visit, it would be nice to have a community that is warm and welcoming even to your grandkids. Get to know the policies especially if they restrict family visits before choosing a retirement community.

Can I afford my monthly homeowner’s dues?

Living in a retirement home means you are on a fixed income so it is necessary to have a view of how much your monthly due costs. No doubt this is one of the key priorities in choosing a retirement home or community. Whether you are after the perks that take place in a community or you are picking a retirement community that allows you to be more active and engaged, you will always be concerned with being able to pay for your retirement.

One of the key points to remember in moving to a retirement community is that one program doesn’t fit to all individuals. Pick a community that suits your needs. A community you have envisioned to grow old with while being healthy and happy.